Insurance Agency in Zephyrhills, FL for Personal & Business Coverage
We Make It Easy To Get Insured
Proudly Serving Florida Since 1946
Finding the right insurance shouldn’t feel like guesswork. From our local agency in Zephyrhills, we help people protect what matters most—from mobile homes and cars to businesses and rental properties. Whether you're a full-time Florida resident or a seasonal visitor from up north, we offer friendly guidance and tailored coverage for your needs.

personal insurance
We provide coverage for cars, trucks, SUVs, recreational vehicles, mobile homes, site-built homes, renters and condo owners, boats, golf carts and more.
Every policy comes with clear options and personal service. We’re happy to walk you through it, even if it’s your first time buying insurance.

Business Insurance
We help protect businesses with commercial general liability, commercial property, commercial automobile, workers' compensation, professional liability and cyber liability coverages. We specialize in helping to protect mobile home park liability and property exposures.
If you run a business in Florida, we can help you find the best coverage without overpaying.
serving Since 1946
We’ve been serving folks in Zephyrhills, Wesley Chapel, Dade City, and the surrounding area for over 75 years.
Our team understands the unique challenges that come with Florida living.
We make it easy to get insured—no confusion, no pressure.
Hear What Our Clients Have to Say!!

Rose Y.
Was able to get me homeowners insurance on a mobile home. Got a quote quickly and got policy put in place quickly. Great communication!
Bob B.
Very professional and very personable and very friendly. New insurance for our travel trailer. Danielle explained everything in detail. We are completely satisfied with the entire process.
Pauline B.
Lee Reed treats you like friends. They are very professional and when you call you can speak to a live person for info. We have been with this company for many years. They're also very patient and compassionate. Our agent is there for us when we need her to explain whatever we don't understand.
Alex B.
In ONE DAY they made me so happy and satisfied all my insurance and documentation needs for my business. Everyone here gives great customer service, are truly helpful, and FAST at getting you what you need. Not to mention, they got me insurance that was $50 a month cheaper than the other agency! I'm switching all my insurances over using them because I'm so impressed.
Renee B.
This is the best insurance agency we’ve had. The people there are extremely helpful. Our agent is always quick to reply to a voicemail or email. She has looked out for us, comparing rates so we get the best deal. I wouldn’t go anywhere else.
Randy D.
We selected Lee Reed for our home and car primarily for two reasons. The first reason was that they could offer coverage with very competitive rates. Second is the staff’s exceptional customer service to its customers. Good customer service is when a company meets the customer’s expectations. Exceptional customer service is when a company exceeds the customer’s expectations. The staff at Lee Reed Insurance has always provided exceptional customer service, thank you.
BASED IN ZEPHYRHILLS, FL
Why Local Matters
Located right here in Zephyrhills, we have a deep understanding of the unique risks and needs of our Florida neighbors. From the many mobile home parks in the area to traditional neighborhoods and the small businesses along US 301 and beyond, we’ve proudly served families and business owners throughout Pasco County for decades.
Friendly Help, No Guesswork
LEE REED INSURANCE
We know that insurance can be confusing and you want someone to explain things clearly. We’re committed to keeping our staff helpful and our office approachable. From our clients who were born and raised here in the Sunshine State to those seasonal residents from Michigan, New York, and other northern states, and all of the others —we’re proud to be the agency you trust year after year.
Ready to Get Started?
Let’s connect. Our friendly team is ready to help you find the right fit — no pressure, no hassle.
