Contractors & Builders Risk Insurance in Zephyrhills, FL for Local Trades & Projects

Contractors & Builders Risk Insurance

If you work in construction, remodeling, or skilled trades, you know how quickly things can go wrong on a job site. From liability claims to stolen tools to storm damage mid-project, the risks are real—and the right insurance can make all the difference.


We help contractors across Zephyrhills, Dade City, and Wesley Chapel protect their crews, their equipment, and their builds from the ground up.

Construction workers, a man and a woman, reviewing blueprints at a construction site.
Black outline of an umbrella.

Coverage That Fits

We offer custom policies designed for tradespeople, builders, and small crews, including:


  • General liability for jobsite injuries or property damage

  • Builders risk coverage for projects under construction

  • Inland marine for tools and equipment

  • Commercial auto for work trucks and vans

  • Equipment breakdown or installation floaters

  • Optional workers’ compensation and umbrella coverage


We work with a wide range of professionals—electricians, roofers, HVAC techs, plumbers, carpenters, remodelers, and general contractors.

Two construction workers building a roof under a clear sky. One on a ladder, the other holding a wood beam.
Hand holding a coin with a dollar sign, indicating investment or finances.

Why This Coverage Matters

  • Covers injuries, property damage, or lawsuits tied to your work
  • Protects structures, materials, and tools during construction
  • Helps you stay on track financially if damage delays a project
  • Keeps you compliant with permits, contracts, or licensing rules
  • Gives your clients confidence that you’re fully protected and prepared


Builders risk coverage can be written for full new builds, remodels, modular installs, or large additions. Once the project is complete, we can help you or your client transition to homeowners or commercial property insurance.

Black and white SUV with luggage on top.

Why Local Contractors Choose Us

We know how things work on Florida job sites—from afternoon downpours to supply delays. We’ve helped contractors across East Pasco keep their business running and their jobs covered. When you need proof of insurance, help understanding your policy, or quick updates as your crew grows, we’re here with real answers from real people.

Interested in Contractor's Insurance With Us?

WE'RE HERE TO HELP!