Contractors & Builders Risk Insurance in Zephyrhills, FL for Local Trades & Projects
Contractors & Builders Risk Insurance
If you work in construction, remodeling, or skilled trades, you know how quickly things can go wrong on a job site. From liability claims to stolen tools to storm damage mid-project, the risks are real—and the right insurance can make all the difference.
We help contractors across Zephyrhills, Dade City, and Wesley Chapel protect their crews, their equipment, and their builds from the ground up.

Coverage That Fits
We offer custom policies designed for tradespeople, builders, and small crews, including:
- General liability for jobsite injuries or property damage
- Builders risk coverage for projects under construction
- Inland marine for tools and equipment
- Commercial auto for work trucks and vans
- Equipment breakdown or installation floaters
- Optional workers’ compensation and umbrella coverage
We work with a wide range of professionals—electricians, roofers, HVAC techs, plumbers, carpenters, remodelers, and general contractors.

Why This Coverage Matters
- Covers injuries, property damage, or lawsuits tied to your work
- Protects structures, materials, and tools during construction
- Helps you stay on track financially if damage delays a project
- Keeps you compliant with permits, contracts, or licensing rules
- Gives your clients confidence that you’re fully protected and prepared
Builders risk coverage can be written for full new builds, remodels, modular installs, or large additions. Once the project is complete, we can help you or your client transition to homeowners or commercial property insurance.
Why Local Contractors Choose Us
We know how things work on Florida job sites—from afternoon downpours to supply delays. We’ve helped contractors across East Pasco keep their business running and their jobs covered. When you need proof of insurance, help understanding your policy, or quick updates as your crew grows, we’re here with real answers from real people.